A Real-Time Trust Score for Every Phone Number.
Harness real-time carrier intelligence from to block identity theft, prevent defaults, and approve trustworthy users in milliseconds. Built specifically for India’s digital-first economy.
Trust Score Engine
Evaluate network telemetry for any Indian mobile number.
The Scale of Fraud in 2025/2026
Traditional Checks are Breaking at India’s Massive Scale
With instant payment networks powering billions of monthly loops, static KYC is no longer sufficient.
End-to-End Decision Flow
The TelcoSignal Pipeline
We bridge raw carrier events and modern fintech risk engines. Here is how we transform a single phone number into an actionable trust score.
Phone Number Input
During user sign-up or verification, the applicant provides their mobile number and gives DPDP-compliant verification consent.
Trust Score Engine
TelcoSignal queries private network edge nodes within seconds, extracting 10 key real-time telemetry parameters.
Score & Reason Codes
Our model compiles the parameters into an integrated Trust Score ranging from 0-1000 with detailed reason codes.
Fintech Workflow
Your risk platform receives the score via Webhook/API to automatically approve, deny, or apply step-up verification.
The Telemetry Matrix
Ten Direct Carrier Signal Channels
Our secure enclaves tap directly into the source of digital identity. Standardize your verification models with ten real-time carrier-grade network signals.
SIM Change
Detects recent SIM swaps in real-time. Block immediate OTP interception and unauthorized account hijack attempts.
Device Change
Flags when a SIM card is placed in a new phone (IMEI shift) to detect active session takeovers.
SIM Age / Tenure
Checks the tenure of the mobile subscription. Mature numbers suggest high trust; newly activated ones signal danger.
Call Forwarding
Identifies if unconditional forwarding is active. This signal helps stop attackers intercepting verification calls.
Active on Call
Identifies if a subscriber is currently in an active call to detect ongoing social engineering or scam attacks.
Roaming Status
Identifies current network registration status, home circle mismatch, or active international roaming.
Location Match
Matches current cell-tower registration with stated billing coordinates or transaction GPS locations.
Spam Score
Evaluates outbound activity ratios to flag numbers associated with persistent telemarketers or reported scammers.
Digital Usage
Analyzes network-level usage profiles (maturity of data consumption, recharge frequency) to distinguish human accounts.
High-Risk Region
Flags active registrations associated with hotspots known for coordinated cyber attacks and fraud.
Optimized Implementations
Fintech Use Cases Built for Scale
Integrate real-time, network-level security checks across every step of your digital user lifecycle.
Secure Onboarding
Verify applicant identity against network tenure records at registration. Block professional fraud rings, synthetic profiles, and mule account networks before they open accounts.
- Block synthetic identities
- Filter mule account applicants
- Verify real user name matches
Payment & UPI Security
Protect digital wallets and instant UPI transfers in real-time. Check for active SIM swaps, cloned devices, or active call diverts before sending high-value money transfers.
- Prevent active SIM swap hijacking
- Check for active call diverts
- Apply step-up authentication
Alternative Credit Risk
Evaluate underbanked and first-time borrowers safely. Use long-term network-level telemetry (e.g. usage, device, location stability) to generate credit indicators.
- Alternative scoring for thin-files
- Verify borrower contactability
- Lower customer acquisition cost
Built for Modern Tech Stacks
Powering High-Volume Financial Verification
Stop trading off security for user onboarding speed. TelcoSignal provides secure carrier-grade verification APIs that scale effortlessly.
Standardized REST API endpoint with full SDK support. Integrate with your core risk platform in under 30 minutes.
Prevent credit defaults, block synthetic identity sign-ups, and cut account takeover losses by up to 85%.
Stop rejecting credit-worthy users due to thin-files. Safely expand your addressable market using telco indicators.
Built-in, consent-first design. We maintain secure compliance records, helping you easily fulfill regulatory mandates.
Request Payload
{
"phoneNumber": "9876543210",
"countryCode": "+91",
"consentToken": "con_98a7c2e3f4b5",
"maxAgeHours": 48
}Response JSON
{
"trustScore": 920,
"riskLevel": "LOW",
"signals": {
"simSwapDetected": false,
"simTenureDays": 1540,
"deviceUnchanged": true,
"callForwardingActive": false,
"activeOnCall": false,
"circleCode": "IN-MH"
},
"compliance": {
"dpdpConsentLogged": true,
"consentTimestamp": "2026-07-27T07:15:00Z"
}
}Ready to Stop Identity Fraud at the Source?
Integrate real-time Indian mobile network signals inside your verification pipeline. Protect your platform, reduce defaults, and approve with confidence.
No long carrier negotiations required. Sandbox access is available instantly.